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NorthWind, LLC provides Specific and Aggregate stop-loss coverage for most self-insured employer groups nationwide. With over 20 years of Stop Loss experience, our underwriting team can tailor coverage for nearly any group of 25 lives or more.

We offer the following:

Minimum Group Size – 25 lives
Minimum Specific Retention - $25,000
No experience required up to 150 lives (fully insured only)
Specific Advance
Aggregate Accommodation
Terminal Liability
Aggregate Attachment corridor of 120%, 125%
New Business Contracts – 12/12, 12/15, 15/12 and 18/12 and 24/12
Renewal Contracts – Same as New Business plus 24/12 and paid
Capacity of unlimited Specific and $1,000,000 Aggregate
Disclosure – accepted up to 60 days prior to effective date
Available Group Life Coverage
State Approval – All except AK and HI
“A” Rated Carriers